Money coming in again
November 15th 2007 12:08
Won’t I be glad to be back in NZ and earning a regular income again. The best part of having been offered a job while I’ve been overseas is the knowledge that when I go back I won’t (a) be having to look for a job again, and (b) I will have money coming in – needed in part to pay those extra expenses that cropped up as a result of being in the UK for nearly six months!
We didn’t have to borrow any money while we were away, except from ourselves (which sort of doesn’t count!). None of those so-called Payday Loans, which sound like they’re the sort of thing where you borrow money to tide you over from one payday to the next and then pay it back. Of course that doesn’t quite happen. Whatever caused you to borrow in the first place is usually a larger amount than you have to hand, and then of course it gets larger because of the interest on top. There is even something they call Faxless Payday Loans now. Presumably that means you don't have to deal with any paperwork whatsoever, and it's all done online. (Bankrupts can apply as well - good grief!)
Still, it’s handy to be able to do it sometimes, but isn’t highly recommended long-term. I should know, having had to have a long-term overdraft during most of the time my children were growing up. Overdrafts are just payday loans with a different name!
We didn’t have to borrow any money while we were away, except from ourselves (which sort of doesn’t count!). None of those so-called Payday Loans, which sound like they’re the sort of thing where you borrow money to tide you over from one payday to the next and then pay it back. Of course that doesn’t quite happen. Whatever caused you to borrow in the first place is usually a larger amount than you have to hand, and then of course it gets larger because of the interest on top. There is even something they call Faxless Payday Loans now. Presumably that means you don't have to deal with any paperwork whatsoever, and it's all done online. (Bankrupts can apply as well - good grief!)
Still, it’s handy to be able to do it sometimes, but isn’t highly recommended long-term. I should know, having had to have a long-term overdraft during most of the time my children were growing up. Overdrafts are just payday loans with a different name!
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